Loan Parameters
%
Loan structure extends past your retirement boundary (Age 70). Recovery schedules may require reduction.
Phase 1: Principal Recovery
Straight principal liquidations across scheduled month matrix.
Phase 2: Interest Recovery
Simple interest derived out of Phase 1 balance deductions.
Cumulative Simple Interest Charge
Total Repayment Amount
Total Active Tenure
💡 Special Staff Vehicle Terms Applied:
- Interest compiles on a **Simple Interest, Monthly Reducing Balance matrix** (Non-compounded).
- Interest stops aggregating at the culmination of Phase 1 as the primary base balance clears.
- Phase 2 spreads the accrued simple interest total into fixed equalized payments across designated target windows.
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Select your target vehicle classification type and loan values to construct your institution's custom split repayment matrix.